As Poslovni Dnevnik writes, the brand new Zagrebacka banka instant payment option has been introduced as a new service intended for all its private and business users who have transaction accounts. They can execute their payments with this new option up to a maximum of 100,000 kuna. Zagrebacka banka instant payment is available here in Croatia and are possible in kuna despite the country’s impending Eurozone accession, and can also be carried out every day, including weekends, bank holidays and public holidays.
Clients of Zagrebacka banka will thus be able to execute their transactions in almost real time, meaning in just a few seconds. Zagrebacka banka instant payment transactions are made by online banking via the mobile application (m-zaba) and on the Internet (e-zaba), through existing forms of Zagrebacka banka accounts by checking the ”Instant payment/placanje” option. Filling out Instant Payment orders is exactly the same as it is with standard orders, and the payer can immediately see if their payment has been successfully completed.
Let’s say that a client needs to pay some money on Friday night to a person who has a transaction account with another bank. Until now, it would be necessary to wait until Monday to process such a payment. But with the introduction of this service, the money will be made available in the recipient’s account immediately.
Payments are made through NKSInst, a national clearing system for instant payments developed by the Financial Agency (Fina) and approved by the Croatian National Bank.
Instant payments are possible between Zagrebacka banka and other banks included in the NKSInst system. The same applies to instant payments from other banks in the NKSInst system that are made to transaction accounts of Zagrebacka banka clients. Clients will be informed when preparing an order and choosing an instant option if the recipient’s bank is not included in the NKSInst system, and they can check the list of all involved banks on Fina’s website.
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